Typically graduates start out in an entry-level position for a claims position at an insurance carrier/company. There are opportunities to be hired directly into Special Investigations Unit (SIU), which investigates fraud, especially if you have a law enforcement or accounting background. Catastrophe (CAT) adjusters are another part of the SIU.  All adjusters work directly with the people who have been involved in an accident or have suffered a loss. These people might include insureds, attorneys, police officers, doctors, and rental car representatives.

To do well in a claims environment, consider if you: like working with people, are a decision maker, are willing to help others in a time of need, are tactful and resourceful, have an interest in an investigation, are able to analyze situations, have strong communication skills, both written and verbal, and are inquisitive, detail oriented, and have a strong code of ethics.

Loss control specialists visit insureds' factories, businesses, and other commercial properties to examine workflows, machinery, and the buildings' layout/construction. The loss control specialist makes safety recommendations to the insured to help avoid accidents and reduce risk exposures.

To do well in a claims environment, consider if you: are investigative and inquisitive, forward-thinking and strategic, thorough and well-organized, have a background or strong interest in engineering or safety management, and have good communication skills.

Risk Analysts support the Risk Manager regarding all aspects of corporate insurance programs. They are responsible for compiling underwriting information and coverage placement, administering claims, handling loss forecasting, and analyzing to assist in loss reduction.

Attributes/personal characteristics/field of study include: detail-oriented, analytical, creative, problem-solving, persuasive, and organized.

Underwriters typically have degrees in business, communications, risk management and insurance, and finance.

Typically you start working for an insurance carrier. Commercial underwriters generally earn more money than personal lines underwriters. Many times, commercial underwriters make the transition to a commercial insurance agency or brokerage where they either continue to underwrite or they move into account executive/manager roles.

To do well as an underwriter, consider if you: are analytical and a clear thinker, have manager potential, are a decision maker and problem-solver, are comfortable with numbers, are curious, persuasive and have good communication skills, and have strong attention to detail.

There are many insurance carriers who provide training to a new agent to sell their products. This makes you into a captive agent who can only sell their product, such as an American National, State Farm, or Farmers agent.

However, you can also own your own business as an independent agent and place your clients with a variety of products from various insurance companies (Travelers, Safeco, Progressive, etc.). This can be a very financially rewarding position. People in these positions have degrees in business, liberal arts, economics, marketing, and finance.

To do well as an agent/broker, consider if you: are outgoing and a people person, enjoy building relationships, are entrepreneurial, and organized.